The New Year—a time when gym memberships skyrocket, sugar is banished, and dreams of “a better you” twinkle brighter than the holiday lights still dangling on your gutters. But let’s talk about a resolution that’s as rewarding as it is necessary: getting your finances in order.
Here’s the thing, how often do we tell ourselves ‘I’ll do that tomorrow’ or ‘now in a minute’ and it never gets done. The most successful people have adopted the mantra ‘do it now’ in their lives so how would that work for people who need financial advice?
Have you been putting off planning your retirement, do you need to address all those little pension pots that you’ve been ignoring for years, wouldn’t it be so much easier for you if we could combine them all in one pension portfolio and take away that irritating problem.
The same for ISA accounts with different companies when did you last ask someone to review them and make them work harder for you?
You might want to tackle your estate planning or Inheritance tax bill which you can mitigate if you act now- bearing in mind that pensions will soon form part of our estates following the last budget.
What about those cash savings earning you pittance or share certificates that pay you a little dividend now and again, the ones someone left you, but you can’t get around to doing anything about them? Wealth can be a burden which we can alleviate!
Who ever said procrastination was the thief of time, well they were right. So, get out all those financial documents gathering dust and losing you money, throw them on the kitchen table and call your financial advisor. We give one hour’s free advice and paracetamol!
Pippa Vaughan Avery is a Charted Financial Advisor and Executive Director at Abacus Assurance Financial Services Ltd. Contact on 01656772222 / 07599987662 or email pippa@abacusassurance.com